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Walking Through Fields

Get a Second Opinion on Your Investments

Local, independent financial planning for investors across Niagara.
Clear answers on your portfolio, retirement plan, and next steps.

Serving St. Catharines, Niagara-on-the-Lake, and surrounding areas

You've worked hard to build what you have.

At some point it’s worth asking:
Is everything actually structured the right way?

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I work with individuals and families across Niagara who want clarity around:

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  • Their investments

  • Their retirement plan

  • Taxes and estate planning​

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Sometimes it’s a small adjustment.
Sometimes it’s a bigger opportunity.

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Either way, it starts with a second look.

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KEVIN RIDGWAY, CFP®

I work with individuals, families, and business owners to help organize their finances and build clear, realistic plans for retirement.
 

Most people I meet aren’t looking for something complicated.
They just want to know they’re on the right track.

As Seen In

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Who This Is For

This is typically a good fit if you:

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  • Have $250K+ in investments (RRSP, TFSA, non-registered)

  • Are within 10-15 years of retirement, or already retired

  • Want a clear plan for turning savings into income

  • Haven’t reviewed your portfolio in a while

  • Just want a second opinion without pressure

What We'll Cover

In your consultation, we’ll walk through:

  • Your current investment structure

  • Fees and how your portfolio is positioned

  • Retirement income strategy (CPP, OAS, withdrawals)

  • Tax efficiency between accounts

  • Risk level vs your actual goals

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No jargon. No pressure. Just a clear conversation.

What Makes This Different

  • Independent advice, not tied to a bank

  • Local to Niagara, not a call center

  • Focus on planning first, not products

  • Straightforward conversations you can actually understand

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I also write regularly about retirement and investing for local Niagara publications, so a big part of what I do is helping people make sense of all the noise out there.

Why Clients Choose Us

Trusted Industry Experts - Fast, Transparent Processes - Tailored Financial Solutions - Exceptional Customer Support

Jake H, Grimsby

"Kevin at Primenet is very knowledgeable after being with Kevin and Primenet for just over a year it has made investing very easy with great returns! He is always available to answer any questions i may have."

Vanessa M, St. Catharines

"Kevin has been someone I have trusted for quite sometime now. He is very easy to get along with and provides one on one informative and valuable advice in helping you plan out your financial future. Having someone like Kevin in your corner that offers genuine advice with a caring and intelligent approach, is what sets him and his business apart from others."

Karolyne S, Niagara-on-the-Lake

"Kevin is super knowledgeable and easy to communicate with. No question was too small and always had a supportive and direct answer. What else do you need?!"

Consultation FAQ's

Is this actually free?

Yes. No cost, no obligation.

Do I need to move anything?

No. This is simply a second opinion.

What happens after?

If it makes sense to work together, we can talk about next steps. If not, you still leave with clarity.

Mutual funds and ETF's are held securely through our broker,
Portfolio Strategies Corporation.

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Book Your Free Second Opinion

You can book a time that works best for you - in person or virtual.

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